Lumina Wealth Management, LLC
You have entrusted us to care not only for your investments but also your personal and financial information. We understand that your relationship with our firm is based upon trust and that as your financial advisor you expect us to act responsibly and in your best interests. Your personal and financial data is your private information, therefore, in keeping with our responsibility; we are committed to holding ourselves to the highest standards in its safekeeping. This notice is intended to help you understand how we fulfill this commitment.
We do not sell client information to anyone. Your information is used by us to complete transactions you request or have authorized us to make on your behalf. From time to time, we may collect information about our clients that are required to provide personalized financial services. This data includes information we receive from you on applications and forms, via telephone, and through our website; or information about your transactions with us.
We do not disclose any non-public personal information about our clients or former clients to anyone, except as necessary by applicable law or regulation. We may share a subset of information with others in order to process your transactions. We may also provide certain information to financial institutions with which we have marketing agreements. However, we will require these companies to protect the confidentiality of this information and to use it only to perform the services for which we have hired them to perform. They are not permitted to use or share this information for any other purpose.
If necessary, we may disclose non-public personal information to government agencies and regulatory organizations when required by law. We maintain physical, electronic and procedural safeguards to protect your non-public information and access to this information is restricted to our staff that needs this information to service your accounts.